Biography: Tyrell W. Smith - Empowering Financial Futures

I am not your typical financial advisor. My path to this profession was unconventional, shaped by years of experience as an educator and a small business owner. In 2011, I earned my MBA from Colorado State University Pueblo, but it was my real-world encounters that ignited my mission.

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A Different Perspective: Having witnessed both exceptional and lackluster financial advice, I realized there was a gap—a need for qualified, compassionate advisors who truly understood their clients’ unique circumstances. Armed with this conviction, I transitioned into the financial advisory field.

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Navigating Life’s Challenges: A few years back, life took an unexpected turn. I suffered a spinal cord injury that left me paralyzed from the chest down. This personal experience thrust me into the world of state programs, disability benefits, and financial planning for those facing similar challenges. It became my mission to work to ease the burden for individuals and families navigating these complex waters.

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Credentials:

• Chartered Retirement Planning Counselor (CRPC): Specializing in retirement planning strategies.

• Investment Advisor Representative Registered with the SEC: Committed to acting in my clients’ best interests.

• Life Insurance Agent License: Authorized to provide life insurance solutions.

• Health Insurance Agent License: Equipped to guide clients through health insurance options.

• Annuities License: Proficient in annuity products and strategies.

• Securities License: Empowering clients with investment choices.

• Bilingual (English and Spanish): Fluent in both languages for effective communication.

• MBA from Colorado State University Pueblo: Strengthening my foundation in financial expertise.

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Empowering Lives: My passion lies in empowering lives. Whether it’s helping retirees navigate their golden years or assisting families with disabled members, I strive to provide clarity, guidance, and peace of mind. Together, we build customized strategies that align with their unique goals.

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Why Choose Me?

• Holistic Approach: I don’t just look at portfolios; I consider the whole picture—health, family dynamics, and personal aspirations.

• Advocacy: I advocate fiercely for my clients, ensuring they receive the benefits and support they deserve.

• Education: As an educator-turned-advisor, I believe in empowering my clients with knowledge to make informed decisions.

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Join Me on this Journey: Let’s create a financial roadmap that transcends numbers—a roadmap that celebrates life, resilience, and the pursuit of dreams. Reach out, and let’s embark on this transformative journey together.

Our Story

Early Years

I grew up in a small town in Arizona, deeply rooted in a close-knit farming community. As a student athlete and farm laborer, I learned early on the importance of discipline, hard work, and determination. Working the fields taught me the value of a dollar and the significance of working hard and sacrificing for the future.

My journey began with hands-on experience in the trades, where I developed a knack for fixing and repairing machinery. This foundation of practical skills led me to start a small business and share my knowledge as an educator at Colorado State University, Pueblo.

Family has always been my anchor. I am blessed with a wonderful spouse and four beautiful children, who inspire me daily. In 2015, we made a pivotal move to Michigan, a place that would shape my career trajectory.

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CHANGING Directions

Having a strong interest in finance, I've encountered many financial advisors. Unfortunately, many were more interested in selling insurance or other products than providing genuine financial guidance. In Michigan, I met advisors who truly embodied the essence of holistic, fiduciary advice. Their approach wasn't about selling products but offering comprehensive, trustworthy guidance.

I had the privilege of being mentored by some exceptionally talented financial advisors. During one of our shadow sessions, I witnessed a single mother break down in tears, overwhelmed by the financial responsibilities of caring for both her own needs and those of her elderly mother suffering from dementia. She was facing retirement and trying to make crucial decisions about Social Security, her 401(k), and future investments. The weight of these decisions, combined with her caregiving responsibilities, was overwhelming.

At that moment, I knew that this was my calling. I aim to educate and alleviate the emotional burden of making critical financial decisions as individuals approach retirement. Navigating the complexities of Social Security, Medicare, taxes, and investments can be daunting, with intricate laws and regulations at play. I pride myself on explaining complicated concepts in a way that my clients can understand, enabling them to feel confident in their financial future.

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OUR TEAM

When it comes to money, we understand the value of a hard-earned dollar and are no-nonsense about it. We value your time and trust and do not take these things for granted. We invest money, but more importantly, we invest in people. I strive to empower my clients to make informed decisions and achieve financial peace of mind, ensuring they avoid costly mistakes driven by a lack of knowledge or procrastination.

We are dedicated to helping you feel confident in your financial future and make decisions that support your retirement dreams.