TW Smith Planning & Investments
Injury Settlement and Disability Financial Planning
I know because I lived it
There are many financial advisors who understand wealth management — but few have experienced the financial upheaval that comes with a sudden disability. I have.
If you’re looking for someone who not only knows the financial side of disability but truly understands it on a personal level, then welcome to the family.
My Story
In 2020, on a dirt bike trip with my two oldest sons and close friends, I struck a hidden rock in a dark desert wash, breaking my neck and becoming a C6 complete quadriplegic. The road since has been challenging, marked by ongoing struggles to accept our new reality, but my family and I continue to push forward the best we can. Drawing from our own experiences, we aim to lighten the financial load for others enduring similar life-altering tragedies.
Why Choose Us?
A Different Kind of Advisor.
Most financial advisors know wealth management, but few truly grasp the challenges of a life-changing injury or disability. We do. We know the worries, the struggles, and the financial complexities that come with a sudden disability. We understand the differences between SSI and SSDI, the rules of Social Security disability programs, and the ins and outs of medical assistance programs. Why? Because we’ve lived it. We’ve walked your path and faced the same uncertainties you’re facing now.
Real Experience. Real Insight.
After my own injury, I was stunned by howcomplex the financial side of a disability couldbe. Even as a trained and experienced financialprofessional, navigating these programs was achallenge. From Social Security benefits to medicalassistance, I learned firsthand how these systemswork—and how they don’t. That experiencedrives our mission to guide you with clarity andconfidence, ensuring you make informed decisionsabout your finances and future.
.jpg)
Navigate Your Settlement and Disability with Expertise,
Your life has changed, and you need a financialadvisor who’s different too. Our strength lies inour unique perspective. We don’t just manage yourmoney—we help you navigate the complexities ofdisability and settlement planning with expertiseand empathy. Let us stand by your side, offeringthe guidance you need to help secure your financialfuture. Because when it comes to your challenges,we’ve been there, and we’re here to help.
