

Disability Wealth Management
I know because I lived it
There are many financial advisors who understand wealth management — but few have experienced the financial upheaval that comes with a sudden disability. I have.
If you’re looking for someone who not only knows the financial side of disability but truly understands it on a personal level, then welcome to the family.


My Story
In 2020, on a dirt bike trip with my two oldest sons and close friends, I struck a hidden rock in a dark desert wash, breaking my neck and becoming a C6 complete quadriplegic. The road since has been challenging, marked by ongoing struggles to accept our new reality, but my family and I continue to push forward the best we can. Drawing from our own experiences, we aim to lighten the financial load for others enduring similar life-altering tragedies.
Why a Financial Advisor?

Custom Financial Planning
We implement strategies to protect your assets while ensuring you maintain eligibility for essential support programs. This approach helps you secure your financial future while managing the complexities that come with disability-related needs.

Optimize Disability Benefits
We help optimize disability benefits, ensuring you receive the maximum support available. By thoroughly understanding the details of each program, we guide you step-by-step through the application process, ensuring all requirements are met to reduce the risk of denial.

Asset Protection Strategies
We use asset protection strategies to safeguard your wealth while maintaining eligibility for essential support programs. These strategies protect your assets and ensure continued access to vital resources without compromising your financial security.
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What do you help with as a retirement financial advisor?As a retirement financial advisor, I help you create a personalized retirement plan by assessing your goals, income needs, and risk tolerance. I assist in choosing the right savings and investment strategies, optimize tax efficiency, and guide you on the best time to claim Social Security benefits. My goal is to ensure you have a solid plan in place to achieve financial independence and security throughout your retirement years.
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When should I start planning for retirement?The best time to start planning for retirement is as early as possible. The earlier you begin, the more time your money has to grow through compounding interest. Ideally, you should start in your 20s or 30s, but it's never too late to start—whether you're in your 40s, 50s, or beyond, it's important to create a plan as soon as you can to ensure you're on track for a comfortable retirement. The key is to start now, regardless of where you are in your career.
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How much do I need to retire comfortably?The amount you need to retire comfortably depends on factors like your lifestyle, retirement age, and life expectancy. A common guideline is to aim for replacing 70-80% of your pre-retirement income. To estimate, consider your living expenses, healthcare costs, and hobbies. Many financial planners recommend saving 10-15% of your income annually, but the amount varies based on your personal situation. Starting early allows you to take advantage of compound growth, helping you reach your target more easily.
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Is it worth having a financial advisor in retirement?Yes. A financial advisor can help manage income, reduce taxes, and ensure your savings last throughout retirement.
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How much does a retirement advisor cost?Costs vary, but many charge a flat fee, hourly rate, or a percentage of assets—typically around 1% annually.
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What is the $1,000 a month rule for retirement?It estimates you need about $240,000 saved for every $1,000 of monthly income you want in retirement.
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What is the 7% rule for retirement?It’s a guideline suggesting your retirement investments should aim to grow at an average annual rate of 7% to keep pace with inflation and withdrawals.